Your money challenges are very personal.
You may have a large credit card balance weighing on you, while your best friend is awake at night worrying about being physically able to keep working through her 60s, while your sister across the country is stressed over how to pay for the kids’ post secondary education.
Those are all very different financial worries. But they are in fact borne from the same core emotion: fear.
A well versed financial professional can help each and every one of you with specific financial advice — from the right life insurance to how to invest your retirement account — but I am here to tell you that the money advice is a distant second to what I really want to help you achieve: overcoming your financial fears  using financial coaching.
When fear is raging in your head and heart, it is incredibly damaging. You can’t think straight. You can’t make sound decisions. You can’t be your very best. Fear prevents you from being more and having more. It prevents you from creating the possibilities that do exist for you.
Here are 3 tips to support your efforts to overcome your financial fears now:
1.) Face it:
Write down your biggest financial fear. Working until you’re 70. Not having any money set aside for emergencies. A whopping credit card bill. Having to move back in with parents.

2.) Create a New Truth:
Now close your eyes for a moment and think about what it would feel like to conquer that fear. I want you to write down a new truth that banishes your fear. For example, if your fear is “I will never be able to pay off my huge mortgage.” Your new truth is “I have paid off my mortgage and now live within my means.” Or if your fear is not being able to afford to retire, your new truth could be “By saving more and spending less I will retire comfortably.”
Be sure to phrase everything as if you have already achieved your goal. Don’t use phrases like “I hope I can…” or, “I want to…” Your new truth is to be emphatic and triumphant. “I have a six-month emergency fund.” “My family is protected no matter what happens to me.” And keep it short. One simple declarative sentence that you can easily memorize.

3. ) Own it:
Three times a day you are to write your new truth. And three times a day you are to speak your new truth. It can be in the car, while you’re getting ready for work, or bed, or while you’re out for a walk.  You get the idea. I want your new truth to become a central part of your day.
The more you focus on your new truth the more you will be ready to take the steps that will make your new truth your newest reality. You are never powerful in life until you are powerful over your own money. Fear not!
Jennifer Jimbere is the President of Jimbere Coaching and Consulting. Reach out to partner in possibility and together we will help you flourish financially. Call me (844) 239-5522 and move forward now.

Image credit and artist: LA artist and old friend Jennifer Verge
Inspired by: My email sign off:)